Microfinance is an effective tool that can help reduce poverty and spread economic opportunity by giving poor people access to financial services such as credit, saving,training,health campaign insurance and so on.
Aarambha Chautari Laghubitta Bittiya sanstha is the leading National level micro finance of Nepal and operates in 53 districts. As Per Nepal Rastra Bank Merger policy ACLBSL is the result of merger of Chautari Laghubitta Bittiya Sanstha Limited and Aarambha Laghubitta Bittiya Sanstha Limited.Chautari Laghubitta Bittiya Sanstha Limited was established on 23rd of March, 2015 under Company Registrar Act 2063 and Licensed as "D" grade Bank by Nepal Rastra Bank on 25th of November, 2015 and operated in 16 districts of Nepal whereas.Aarambha Laghubitta Bittiya Sanstha Limited was established on 19th of April, 2014 under Company Registrar Act 2063 and Licensed as "D" grade Bank by Nepal Rastra Bank on 10th of may, 2015 and operated in 16 districts of Nepal .